By visiting and using nicolechuba.com (hereinafter the "website"), you accept and agree to be bound by these Terms and Conditions including our Disclaimer and Privacy Policy posted on the website and incorporated herein by reference.
The term "you" refers to anyone who uses, visits and/or views the website. Haven & Co., LLC ("company", "I", "we" or "us") reserves the right to amend or modify these terms and conditions at any time without notice. Your continued use of the website after posting of any changes constitutes your acceptance of those changes. You must not access or use the website if you do not wish to be bound by these Terms and Conditions.
Age and United States Use Only
All information and content on this website are intended for individuals over the age of 18. Children, as defined in our Privacy Policy, are prohibited from using this website.
Privacy Policy
We are dedicated to respecting the privacy of your personal information. Your acceptance of our Privacy Policy is expressly incorporated into these Terms and Conditions.
Disclaimer
Your acceptance of our Disclaimer is expressly incorporated into these Terms and Conditions.
Mandatory Arbitration and Governing Law
You expressly waive your right to bring any legal claims arising out of or related to the website and our products/services. In the event of any dispute, claim or controversy, the terms and conditions shall be construed in accordance with the rules and regulations of the state of Pennsylvania and the United States.
You agree to consent and submit to the jurisdiction of the state and federal courts located in Pennsylvania without regard to the principles of conflict of law. You agree to resolve any disputes first through mandatory arbitration in the state of Pennsylvania. You also agree that in the event a legal claim is initiated after the required arbitration, the prevailing party shall be entitled to recover reasonable attorney's fees and other costs.
Intellectual Property
All content on this website including but not limited to text, posts, logos, marks, graphics, files, materials, services, products, videos, audio, applications, computer code, designs, downloads and all other information (collectively, the "Content") is owned by us and is protected by copyright, trademark and other intellectual property laws. You are granted a limited revocable license to print or download Content from the website for your own personal, non-commercial, informational and educational use only.
You agree not to copy, duplicate, steal, modify, publish, distribute, reproduce, store, transmit, post, create derivative works, reverse engineer, sell, rent or license any part of the Content in any way to anyone, without our prior written consent.
User Content and Lawful Use of the Website
For any Content or information that you upload, display, post, transmit, send, email or submit to us on the website or on any of our social media sites, you warrant that you are the owner of that Content or have express permission from the owner of those intellectual property rights.
You agree not to upload or submit any information or Content that is illegal, defamatory, abusive, hateful, vulgar, obscene, pornographic, threatening, encourages criminal conduct, distributes malicious software, attempts unauthorized access to the website, or causes disruption to the website.
Third-Party Links
The website may contain links to third-party websites for your convenience. We do not own or control these third-party websites. Once you click on a third-party link and leave this website, you are no longer bound by our terms and conditions. We are not responsible or liable for the accuracy, content or any information presented on these third-party websites.
Use of Our Paid and Free Products
We may offer free products for download and also sell paid courses, programs, physical or digital products and any other related materials on this website. All our products and/or services are protected by copyright pursuant to US and international copyright laws. You are granted a limited revocable license to print or download Content from our digital products for your own personal, non-commercial, informational and educational use only.
You acknowledge and agree that you have no right to share, modify, sell, edit, copy, reproduce, create derivative works of, reverse engineer, or exploit our products. You cannot sell or redistribute any of our products, whether free or paid, without our express written consent.
Termination
We reserve the right in our sole discretion to refuse, remove, restrict your access, revoke and terminate your use of our website including any or all Content published by you or us at any time for any reason, without notice.
No Refunds
All sales of products and/or services on this website are final. No refunds will be issued. Because our products and services consist of digital educational content that is made available immediately upon purchase, all sales are final. By completing your purchase, you acknowledge and agree to this No Refund Policy.
Digital Products
All digital products, including downloadable guides, handbooks, workbooks, templates, PDFs, webinar recordings, and other digital resources, are non-refundable once your purchase has been completed and access has been granted.
Live and Recorded Webinars
Registration fees for live webinars and access to recorded webinars are non-refundable. If you are unable to attend a live webinar, you will receive access to any replay or recording only if a replay is included with your purchase or stated on the applicable sales page.
Duplicate Purchases
If you believe you were charged more than once for the same product due to a billing or technical error, please contact us promptly at hello@nicolechuba.com. Verified duplicate charges will be refunded to the original payment method.
Technical Issues
If you experience technical difficulties accessing a product or webinar you have purchased, please contact us at hello@nicolechuba.com. We will make reasonable efforts to resolve legitimate access issues. Temporary internet outages, device incompatibility, or user error do not entitle you to a refund once access has been provided.
Chargebacks
If you have a question regarding your purchase or believe a billing error has occurred, please contact us before initiating a chargeback or payment dispute. If a chargeback or payment dispute is initiated, we reserve the right to provide your payment provider with documentation demonstrating your purchase, access to the digital content, and acceptance of this No Refund Policy.
Exceptions
Refunds will only be issued where required by applicable law or at our sole discretion under exceptional circumstances. Nothing in this policy limits any rights you may have under applicable consumer protection laws.
No Warranties
ALL CONTENT, INFORMATION, PRODUCTS AND/OR SERVICES ON THE WEBSITE ARE "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR ANY PURPOSE, EXPRESS OR IMPLIED TO THE FULL EXTENT PERMISSIBLE BY LAW. COMPANY DISCLAIMS ALL WARRANTIES, IMPLIED AND EXPRESS FOR ANY PURPOSE TO THE FULL EXTENT PERMITTED BY LAW.
Limitation of Liability
You agree that under no circumstances shall we and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary or any other damages resulting from your use of this website including but not limited to all the content, information, products, services and graphics presented here.
You expressly agree that your use of the website is at your sole risk and that you are solely responsible for the accuracy of the personal and any information you provide, the outcome of your actions, personal and business results, and for all other use in connection with the website.
Indemnification
You agree to indemnify and hold the Company and/or its officers, employees, successors, shareholders, joint venture partners or anyone else working with us harmless from all losses, claims, damages, demands, actions, suits, proceedings or judgments, including costs, expenses and reasonable attorneys' fees assessed against or otherwise incurred by you arising, in whole or in part, from: (a) actions or omissions, whether done negligently or otherwise, by you; (b) all your actions and use of the website including purchasing products and services; (c) violation of any laws, rules, regulations or ordinances by you; (d) violation of any terms and conditions of this website by you or anyone related to you; (e) infringement by you of any intellectual property or other rights of anyone.
Entire Agreement
These Terms and Conditions along with our Privacy Policy and Disclaimer constitute the entire agreement between you and us with respect to this website. It supersedes all prior or contemporaneous communications, discussions, negotiations or proposals whether electronic, oral or written.
Severability
If any provision in these Terms and Conditions is deemed by a court or regulatory authority of competent jurisdiction to be invalid or unenforceable, such provision is deemed to have been omitted. The remainder of this Agreement remains in full force and effect.
Contact
For any questions, please contact us at hello@nicolechuba.com.